Estate Planning & Elder Law
70% of 65-year-olds will need long-term care for 3 years or more. But traditional estate plans don’t cover this — which means you pay for it. At Carrier Law, we put our 40 years of experience to work making sure you don’t go broke and can pass on your life’s work to your family.
“We absolutely feel we are in the best of hands — everything was explained right down to the smallest detail.”
The cost of waiting
Every year you delay, the gap between what you’ll owe and what your plan covers grows wider.
0%
of 65-year-olds will need long-term care
$0+/day
average institutional nursing care
0%
of traditional trust plans fail families
Protecting 20,000 families since 1985
Most plans hand your family a binder and hope for the best. Yours is built to actually work the day care begins.
We don’t start with documents — we start with your situation. A clear-eyed Long-Term Care Situation Analysis maps what you own, where you’re exposed, and which threats your current plan was never designed to handle.
From there, we put your existing documents through a Medicaid Readiness Legal Review and design the structure that protects your savings before care is needed — the right mix of trusts, directives, and Medicaid-aware planning, calibrated to your family rather than copied from a template.
Then we prepare a Medicaid Strategy Opinion Letter — a clear, written roadmap so when care begins, your plan activates as designed. No spend-down panic, no nursing-home poverty — just the protection you put in place, doing exactly what we built it to do. Below are three ways to begin: each is a real engagement with our team, and every dollar credits toward your full plan.
A simple, no-pressure first step
We created three friendly, flat-fee engagement plans — so you can sit down with our team, get honest answers, and walk away with a real plan to protect what you’ve worked a lifetime to build.
We will answer your questions, discuss your key documents, important fiduciaries, and financial picture.
You will walk away with a
Long-Term Care Situation Analysis
Credited toward your full plan
We will review your key documents (wills, power of attorney, advanced directives, funeral directive, trusts) and your financial detail (real estate, retirement and savings accounts, Social Security and pension income).
You will walk away with a
Medicaid Readiness Legal Review
Credited toward your full plan
We will go beyond a review, conducting a detailed analysis so we can give you the specific legal advice you need to chart a clear course to safety.
You will walk away with a
Medicaid Strategy Opinion Letter
Credited toward your full plan
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In their own handwriting
Families took the time to sit down with pen and paper. Here are their words.
“Before we began the process of putting our finances in a trust, I thought I was familiar with how the law worked with my retirement. Boy was I wrong! David Carrier met with my wife and I personally. He was never in a rush and kindly answered our questions while filling us with new information. He had our retirement and financial goals in focus and encouraged us to make some excellent decisions.”
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The Early Years
Growing Up
The Scholar
The attorney behind the firm
David Carrier is an estate planning and elder law attorney and the principal of the Law Offices of David L. Carrier, P.C. For more than three decades, he has helped clients protect their assets, preserve independence, and transfer wealth with clarity — guiding a practice that has created more than 25,000 trusts for its clients.
Carrier’s authority is grounded in uncommon breadth. Before leading his own firm, he practiced at Miller Johnson and served as a Captain in the U.S. Army, including work within the Judge Advocate General community and appellate legal services.
Since 2005, he has also been the voice behind The David Carrier Show — a live, call-in program where he translates complex legal and financial issues into practical decisions for real families.
He earned an LL.M. in Taxation from Georgetown Law, a J.D. from Boston University School of Law, and a B.A. in Philosophy and English from the University of Notre Dame.
